In fact, the case can go ahead without you.
FILE COURT PAPER AGAINST SOMEONE TO SEE FINANCE TV
And despite what you may have seen in TV shows, you can’t stop things by refusing to accept delivery or “service” of the lawsuit. Ignoring the legal notices and papers won’t make the lawsuit go away. If the debt is old, make sure the time for the collector to sue hasn’t already expired. They must prove that you’re the person who owes the debt, the debt amount is accurate, including any interest or fees, and you owe the debt to them and not to someone else. It’s the collector’s responsibility to prove the lawsuit claims. Look over your records about the debt and any information you may have gotten from the collector, including the validation information that debt collectors must send you.
The papers that say the debt collector is suing you will tell you what to do.
Answer the lawsuit, which you may have to do in writing or by showing up to court - or both. Here are the main steps to take if you get sued by a debt collector: Responding to a debt collector’s lawsuit in court will likely put you in a better situation, cost you less in fees, and give you more control over how you repay the debt. Even if you don’t think you owe that debt. Whatever you do, don’t ignore the lawsuit. You may even be able to resolve the debt by responding or showing up in court because some collectors would rather settle than go through extended litigation. That might mean writing a response and showing up to court, by any deadline listed in the court papers, regardless of whether you think you owe the debt or not.īy responding to the lawsuit, either yourself or through an attorney, you can make sure the collector has to prove that you owe the debt, that the amount of the debt is correct, and the debt collector has the legal right to sue you to collect on it. Getting sued can be stressful, and many people don’t know where to start. How Should I Respond To a Debt Collection Lawsuit? Where Do I Report a Debt Collector for Breaking the Law?. How Should I Respond To a Debt Collection Lawsuit?. Identity Theft and Online Security Show/hide Identity Theft and Online Security menu items. Unwanted Calls, Emails, and Texts Show/hide Unwanted Calls, Emails, and Texts menu items. 
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